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Thrift Savings Plan

Proposed I Fund Changes for Thrift Savings Plan

The Executive Director of the Federal Retirement Thrift Investment Board (FRTIB), the agency that oversees TSP operations, is requesting a change to the I Fund Index due to a recent study. TSP requested this study—conducted by Aon Hewitt Investment Consulting. The...

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Traditional vs. Roth TSP–What are the Differences?

Previous posts in this series have looked at the basics of the TSP and employee contributions and agency contributions. Now, we'll compare and contrast the Traditional and Roth TSP. Traditional vs. Roth TSP Here we’ll look at the differences between a Traditional and...

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Basics of the Thrift Savings Plan and Contributions

Over the next few weeks, we’ll be looking at the Thrift Savings Plan. While previous blogs have covered basic information about the TSP, they haven’t covered topics such as contributions made to the TSP in a non-pay status, military service, and more. First, we’ll...

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TSP Board Being Extra Cautious After Equifax Breach

The Federal Retirement Thrift Investment Board (FRTIB) said Thrift Savings Plan participants may see slower reaction times as the agency processes funds going in and out of TSP. This is because of the Equifax breach that happened recently. “In some cases, we’re going...

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This House Proposal Would Almost Kill the G Fund

The proposed legislation was approved and suggests reducing the mandated interest rate of the Thrift Savings Plan G Fund. The G Fund is made up of government securities and this legislation wants to have its interest rate more adequately match its risk profile. The...

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Lifecycle Funds of the Thrift Savings Plan

Previous posts have looked at the I fund of the TSP and why people may shy away from investing in it, and at the other funds—G, C, S, F. Now, we will focus on the L funds in the TSP, or Lifecycle funds. L Funds Lifecycle funds use determined investment mixes that are...

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A Closer Look at Different Thrift Savings Plan Funds

A previous post looked at the I fund of the Thrift Savings Plan. This post will look at a few more of the funds available under the TSP. G Fund—Government Securities Investment Fund The objective of this fund is to produce a rate of return that is higher than...

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