FERS Federal Disability Retirement

Federal Disability Retirement Law Firm

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What is Federal Disability Retirement?

When an injury or illness is keeping you from performing at least one function of your position, Federal Disability Retirement may be the right option for you.

Your injury or disability does not have to be caused by work.
The Federal Disability Retirement

Benefit Highlights

Monthly Disability Annuity

Receive 60% of your High 3 Average Salary the first year and 40% every year until you reach age 62.

Keep your Health & Life Insurance

While on this benefit you can maintain your valuable health and life insurance policies.

Creditable Years of Service

Each year on Federal Disability Retirement counts as an additional year of creditable service on top of your current service.

Find a New Job

Go on to find a new job in the private sector and earn up to 80% of your old position’s current salary.

Frequently Asked Questions

What is Federal
Disability Retirement?

What is a Reasonable Accommodation?

How do I calculate my Federal Disability Retirement annuity?

What is the High 3 Average Salary?

Federal Employee Resources

Our ever growing library of federal employee resources give you the knowledge you need to make smart choices about your future.

FAQs

Frequently Asked Questions

Get the answers you need on-demand, from a team of federal employee benefits professionals.

View FAQ
webinar

Federal Benefit Webinars

Twice per month we host webinars to help federal employees better understand their benefits and answer their questions LIVE.

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Guides

Benefit Guides

From guides to detailed charts, these educational resources will help clarify confusing federal employee benefits topics.

See our resources

Hear our Success Stories

Professional and reliable law firm. Ms Green has been pivotal in my application process and has shown a high level of discipline and effort in order to gather all pertinent data. I would recommend their services to anyone in need of expert and expeditious service.
C. V.

Immigration and Customs Enforcement, New Braunfels, TX

4.9 Average Rating (1,800+)

Are you eligible?

FERS Career Employee

Federal Disability Retirement is available to any career FERS employee.

Learn more

Must have a medical issue

You must have a disability, because of disease or injury, that is impacting your ability to successfully perform at least one required duty of your position.

Learn more

18 Months of Service

You must have 18 months of creditable civilian service to be eligible for Federal Disability Retirement. Military buy back years do not count towards your 18 months.

Learn more

A simple & proven process.

1

Schedule a Free Consultation

Our free consultations will help you understand your options and learn how you can maximize your benefits.

Legal Services
2

Hire Our Team of Professionals

Once you have hired our experienced legal team, we will immediately begin work on your case. You will feel a significant weight off your shoulders.

3

Develop a Winning Legal Strategy

This requires collecting the proper medical evidence and developing strong legal arguments for your application.

4

Find the Financial Security You Need

Our proven process will help you find the peace of mind you deserve. We have helped federal employees find the secure future they need.

Common Injuries

Common Types of Injuries

It’s important to know what kind of illnesses and injuries can qualify for Federal Disability Retirement. Click below to take a look at our list of common injuries.

Common Injuries

Was your application for disability retirement denied?

We can assist you through the appeals process.

Important Federal
Disability Retirement Terms

There are many confusing terms and concepts when it comes to FERS Federal Disability Retirement. Here are a few common terms that are important to understand.

Reasonable Accommodation

A Federal Disability Retirement Reasonable Accommodation is an adjustment made to a job and/or work environment that enables a qualified handicapped person to perform the duties of that position.

Service Deficiency

The inability to perform at least one major function of your current job that leads to a deficiency in performance, attendance, or conduct.

Disability

The Office of Personnel Management considers a disability for Federal Disability Retirement to be any medical condition that inhibits a federal employee from continuing to complete at least one of the major functions of their current position.

FERS

FERS refers to the three part Federal Employee Retirement System that includes Federal Disability Retirement as a benefit for federal employees.

OPM

OPM refers to the Office of Personnel Management that handles all Federal Disability Retirement claims.
Educational Resources

Read our Federal Disability Retirement Articles

ORA – What the New System Means for Federal Workers

ORA – What the New System Means for Federal Workers

In July 2026, the OPM moved to processing all federal retirement applications digitally. It’s a big shift, but here’s what we’ve learned firsthand about what’s changing. The Online Retirement Application – ORA for short – is new for everyone, applicants and federal agencies alike.

USPS Pension Pause: Are Your Retirement Benefits Safe?

USPS Pension Pause: Are Your Retirement Benefits Safe?

The USPS has announced that it’s temporarily pausing FERS payments, starting April 10. For any USPS retirees or workers who are getting ready to retire, this sounds like scary news. But here’s some reassurance – there will be no immediate impact on current or future retirees. The USPS is pausing employer contributions, but all employee contributions and deductions will be the same. Your TSP contributions will also continue as normal

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