We've updated this article to include the most up-to-date information on applying for FERS/OPM Federal Disability Retirement in 2026. If you're a federal employee who has a medical condition that prevents you from performing “useful and efficient” service in...
2025 was a year of mass reductions to the federal workforce. From agency restructuring to Deferred Resignation, every department is smaller now than it was before Trump’s inauguration. These initiatives put federal workers in a pressure chamber of worrying their job would go away or wondering if buyout offers would be the best they could do. To counteract some of that stress, Congress blocked any new layoffs starting in October, but starting February 13, agencies can impose these layoffs again.
If you’re a USPS employee, there were significant changes to your health benefits in 2025. Understanding these changes is crucial to making informed decisions about your health care, so we’ve distilled the situation down into an easy-to-understand reference page....
Any federal employee covered under the Federal Employee Retirement System (FERS) can leave a survivor annuity. This survivor annuity determines how much your spouse can get from your pension if you pass away in retirement before your spouse. If you're married when you...
Early on Wednesday, October 1, the government shut down, leaving federal workers across the country uncertain about what comes next. Here’s a quick look at what you need to know now, including answers to the five most pressing questions we’re seeing.
Newly proposed changes to the way RIFs work would put federal workers already struggling with their health at an even greater risk for losing their job during a RIF. The Trump administration is trying to correct what it sees as exaggerated performance ratings within the federal workforce. And while these rules are still in the proposal phase, they would have a big impact if they became official.
The USPS has suffered dramatic financial losses in recent years, even after attempts to cut costs, and now says it could run out of money by the end of 2026. From 2007 to 2024, the agency lost about $109 billion. That number has continued to climb in the last couple years.
If you're applying for Federal Disability Retirement, you may already be receiving — or eligible for — other disability benefits like Social Security Disability Insurance, Workers' Compensation, or VA Disability. We often get this question: can you receive more than...
If you’re a federal employee, you’ve likely heard of the Trump administration’s new buyout offer called Deferred Resignation, which would allow federal workers who resign by February 6 to continue getting paid through September 30, 2025. But before you decide what to do, it’s important to understand how Deferred Resignation could impact your long-term benefits—especially if you’re dealing with an injury or illness that makes work challenging.
The USPS has announced that it’s temporarily pausing FERS payments, starting April 10. For any USPS retirees or workers who are getting ready to retire, this sounds like scary news. But here’s some reassurance – there will be no immediate impact on current or future retirees. The USPS is pausing employer contributions, but all employee contributions and deductions will be the same. Your TSP contributions will also continue as normal
The One Big Beautiful Bill, President Trump’s reconciliation bill, has been in the works for the last few months and now it’s law. The bill covers lots of ground but as it’s worked its way through the House and Senate, different versions have listed proposals which could seriously impact federal workers and their retirement.
The OPM has announced that as of June 2, 2025, all federal applications for retirement will be paperless. This plan has been in the works for years, aiming to help streamline the process of applying for retirement. This plan is intended to make the application process and wait time more efficient for federal workers, but for many people, this may actually be a barrier.
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