Are you a federal employee looking to retire? If so, you should be familiar with the SF 3107.
We want your retirement process to be as simple as possible so that you don’t have to stress, but these forms can be overwhelming and downright confusing to fill out.
In order to reach retirement, you must first apply for retirement, which requires you to fill out the SF 3107 Application for Immediate Retirement. You will need to fill out the SF 3107 if you are a federal employee covered by the Federal Employee Retirement System (FERS) and you wish to apply for retirement with an immediate annuity.
This form needs to be filled out in order to retire, but it also needs to be filled out if you’re applying for Federal Disability Retirement.
To apply for Federal Disability Retirement, you must fill out the SF 3107 and the SF 3112 completely and accurately. This will ensure the application process runs smoothly and as quickly as possible.
Learn more about how to fill out the 3112.
Like we said, retirement forms can be tricky, so we have broken down the necessary parts of the SF 3107 to help simplify your retirement.
What is the SF 3107?
The SF 3107 is the necessary documentation for immediate retirement, this is a non-disability form that needs to be filled out by all federal employees who are retiring. It’s necessary to retire and qualify for payments from your FERS benefits.
The SF 3107 consists of several distinct components that must be completed to retire.
- SF 3107: Application for Immediate Retirement- including Schedules A, B and C
- SF 3107-1: Certified Summary of Federal Service
- SF 3107-2: Spouse’s Consent to Survivor Election
- SF 3107-Schedule D: Agency Checklist of Immediate Retirement Procedures
Any Federal employee looking to retire immediately and receive an immediate annuity must fill this out. The form 3107 needs to be completed and signed by the employee and then sent into their personnel office.
Why do I have to fill it out for disability retirement?
For Federal Disability Retirement there are two main required forms, the SF 3107 and the SF 3112.
The 3107 works in conjunction with the 3112 as it asks if you are applying for disability retirement, and the options you want to choose for retirement, like your insurance or survivor annuity elections.
Once you are approved for Federal Disability Retirement, you will be officially retired from the federal government and therefore will need to have filled out all the necessary retirement forms.
How to fill out the 3107
You are required to complete the SF 3107, Application for Retirement (including Schedules A, B, and C) and SF 3107-2, Spouse’s Consent to Survivor Election, if applicable. It’s important to fill out these forms correctly and accurately as they set you up for the rest of your life in retirement.
Your agency will help you fill out these forms if necessary and we have hundreds of federal resources to help ease the retirement process.
SF 3107
The main 3107 form asks for your basic information. This includes things like your identifying information, federal service, annuity election, and insurance information.
SF 3107- Schedule A & B
Schedules A and B ask about your military service information and military retired pay respectively. You will still have to fill out these forms even if you do not have any prior military service.
SF 3107- Schedule C
Schedule C asks for Federal Employee Compensation Information. This section asks if you have received OWCP workers’ compensation, or you have applied for OWCP workers’ compensation and are awaiting a decision.
SF 3107-2
The Spouse’s Consent to Survivor Election is only filled out if you are married and do not want to leave a full survivor annuity to your spouse. This is an important section to consider as a survivor annuity can support your spouse and family in the event of your passing.
Because the 3107 is non-disability specific, it is unlikely that errors or inaccuracies will negatively affect your disability case, but they can slow down the process.
Your agency will fill out the SF 3107-1, The Certified Summary of Federal Service, and the SF 3107- Schedule D, the Complete Agency Checklist of Immediate Retirement Procedures. It is recommended to wait for your agency to complete their sections before you sign, so you can review everything the agency has listed.
What are the next steps?
When you have completed your forms, you will submit your completed application to your agency. When your office notifies you, you will have to review and sign the SF 3107-1, Certified Summary of Federal Service.
If you are not applying for disability retirement your agency will submit your application to the OPM for final review. If you are applying for disability, you will need to request the SF 3112 from your agency to fill out.
You must apply separately for any benefits payable from the Thrift Savings Plan or Social Security Administration.
Preparing for retirement isn’t easy and we know how hard it can be to fill out these forms on your own.
If you are a federal employee planning to retire on Federal Disability Retirement, schedule a FREE consultation today to see how we can help you!
