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Frequently Asked Question

How to calculate the Federal Disability Retirement annuity?

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The OPM utilizes the High 3 average to determine Federal Disability Retirement annuity payments.

Your High 3 Average is the average of your highest 36 consecutive months of basic pay.

In many cases, federal employees find that their most recent 36 months of pay is their highest and can calculate and estimated annuity from that.

To calculate your Federal Disability Retirement annuity, you will receive 60% of your High 3 average salary the first year you are approved for disability retirement and from year two until you reach the age of 62, you will receive 40% of your High 3 each year.

Federal Disability Retirement

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Have more questions?

Message us here and we can help.

Step 1: Share just the essentials up front, and our team will text you back shortly.

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Federal Disability Retirement
Federal Workers' Compensation
Social Security Disability Insurance
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Other

Almost done!

Just a few more details so we can best prepare for your case.

Have you applied for Federal Disability Retirement before?

Thanks for the additional information — we're eager to discuss your case.

If you reached out during regular office hours, Monday–Friday from 8 a.m. to 5 p.m. EST, you should expect to hear from us soon. If your message came in after hours, we'll follow up as soon as we're back in the office.

Get a quick response via text.

Step 1: Share just the essentials up front, and our team will text you back shortly.

What is your preferred means of contact?
Are you a federal employee?
By submitting, you authorize Harris Federal Law Firm to text and call the number you provided with offers and other information, possibly using automated means. Message/data rates apply. Consent is not a condition of purchase. Use is subject to terms.

Step 1 complete!

We'll be with you soon. In the meantime, complete Step 2 to help us serve you better.

What service do you need help with?
Select all that apply
Federal Disability Retirement
Federal Workers' Compensation
Social Security Disability Insurance
Veterans Affairs Disability
Other

Almost done!

Just a few more details so we can best prepare for your case.

Have you applied for Federal Disability Retirement before?

Thanks for the additional information — we're eager to discuss your case.

If you reached out during regular office hours, Monday–Friday from 8 a.m. to 5 p.m. EST, you should expect to hear from us soon. If your message came in after hours, we'll follow up as soon as we're back in the office.