Understanding Your Retirement Options

Jul 10, 2009

Retirement Options

What you need to know about your retirement options…

Most postal employees know that the USPS is trying to downsize its workforce through Voluntary Early Retirement (VER) offerings. USPS workers and all federal employees should first understand their retirement options.

The VER 2009 gives three retirement options of May 31, June 30, and July 31, 2009 and allows some employees the chance to retire before they have qualified for the minimum requirements. However, if you are working limited, light, or modified duty, you might be throwing away potential benefits.

Most federal civilian employees are eligible for disability retirement benefits if they meet certain medical requirements, but they do not know if they qualify or what benefits are included.

In most cases, the disability benefits will be higher than a VER, and are long term. Employees with medical problems may have the option to go out on their own terms.

Federal Disability Retirement provides four main benefits to those who qualify: a secure monthly annuity, creditable years of service, health and life insurance, and the ability to work in the private sector. These benefits can work together to help you reach your full retirement age, and provide you with financial security for years to come. Contact our firm to schedule a free consultation and see if you qualify!

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