Understanding Injuries & Federal Benefits
Federal workers who are suffering from an injury or illness that prevents them from working may be entitled to federal employee benefits. These benefits can assist in recovery and provide the long-term stable income they need.
Types of Injuries
Here are many of the work-related and non-work-related injuries that can qualify federal employees for benefits such as FERS Federal Disability Retirement or OWCP Federal Workers’ Compensation.
Neck injuries such as a cervical herniated disc can lead to lingering pain and disability that may require expensive surgery.
An injury to the spine, vertebrae, discs, or back muscles often leaves a worker unable to perform even the simplest of physical tasks.
Carpal Tunnel Syndrome (CTS) & Epicondylitis
These repetitive use injuries make dexterity tasks painful and severely limit productivity.
The shoulder is a complex joint susceptible to multiple injuries, any of which can put a worker out of commission for considerable time.
Brain & Head Injuries
While brain and head injuries are difficult to diagnose and may be dismissed as fraud, they often cause long-lasting physical and psychological disabilities.
Lower Extremity Injuries
Knee, ankle, foot, and leg injuries may make it difficult to get around, while the loss of a limb is a severe and permanent disability.
Repetitive Motion Injuries
Repeating the same motions for days, months, and years on end can result in injuries such as tendonitis, carpal tunnel, chronic back pain, and herniated discs.
Your injury need not be a new one in order to qualify for federal benefits. You may also qualify if an old injury is aggravated by work duties.
Job duties can lead to nervous order conditions such as myelopathy and neuropathy. Nerve injuries are sometimes difficult to diagnose.
Injuries to the mind—such as Post-Traumatic Stress Disorder (PTSD)—are every bit as debilitating as injuries to the body.
Suffering a burn injury may impact your job and your future. Burns can be extremely painful and potentially debilitating.
Loss of Limb or Amputations
The loss of a limb or had by surgical amputation can cost you the ability to do your job.
Know Your options
If you are an injured or disabled federal employee you have options to aid you in your recovery or assist with long-term financial needs. Here are a few of the programs available to you.
Federal Disability Retirement
Federal workers injured in the course of their job can receive compensation for lost wages, medical expenses, and other losses.
Federal Workers’ Compensation
An injury or illness that prevents you from returning to your job may qualify you for federal disability. These benefits, which federal employees are allowed to collect even after they secure non-federal work, are widely misunderstood.
Social Security Disability Insurance
Federal and nonfederal employees who suffer from a disability that prevents them from working for a year or more can apply for social security disability benefits.
Veterans Administration Disability
U.S. Armed Forces members who are injured while serving our country can receive monthly monetary benefits and other benefits through the Department of Veterans Affairs.
Third Party Liability
For injuries that are caused by someone who is not a co-worker, compensation may be available through that third party’s insurer.
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How much Income will I receive?
Federal workers who qualify for benefits must apply for them, and prove their eligibility.