Which Type of Retirement is Right for You?

Aug 30, 2016

retirement typeWhich type of retirement is right for you? This may seem like an easy question to answer; however, it can be quite complex. As you’ll learn, there are many types of retirement under FERS, and knowing all of your options can help you make the most out of your retirement.

First, you need to know if you are even eligible to retire. This requires knowing your Minimum Retirement Age, or MRA. The types of retirements discussed in the upcoming posts will use your MRA in computing annuity, disability retirement being the only exception. Your MRA is a specific age based on what year you were born and ranges from 55 to 57. A full MRA table can be found here.

In the coming weeks, we will get into the specifics of the different types of retirements for federal employees. Among these are voluntary, deferred, and disability retirements. Voluntary is the type of retirement you generally think of when you hear the word “retirement”. A deferred retirement is one where you postpone when you start receiving your annuity. Finally, federal disability retirement is if you have become disabled and can no longer perform the duties required of you in your current position.

Several members of our team here at Harris Federal Law Firm are Chartered Federal Employee Benefit Consultants and are very knowledgeable about these benefits available to you as federal employees. As we dive into each retirement type, if there are any questions that you may have, remember we are here to help! Please don’t hesitate to contact us at (877) 226-2723 or fill out an inquiry form.


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