Why should I take a Federal Disability Retirement?

Aug 20, 2013

A federal worker interested in Federal Disability Retirement

Are you an injured or ill federal employee struggling to work? If so, Federal Disability Retirement might be the smart option for you. Read on to learn about why you might consider applying for Federal Disability Retirement.

Federal Disability Retirement Benefits

The truth is that Federal Disability Retirement is not for everyone. But it provides some of the best overall qualities for any federal employee that cannot continue to do their job on a full duty basis. It also provides some much needed security during a difficult time in someone’s career or life. The following benefits include:

  • A monthly annuity
  • Continued health and life insurance
  • Additional creditable years of service
  • The option to work in the private sector

Keep in mind that this benefit gives you control over whether or not you want to re-enter and when you want to re-enter the work force without someone following you around with a camera all the time. These benefits are life-changing and offer financial security to those approved.

Eligibility Requirements

As with any benefit program you have to qualify and prove your disability and it isn’t designed for anyone to just scam the system. However, if you are a federal employee who can no longer perform your job duties any longer, then the disability may be a good fit for you. To be eligible for this benefit you must meet the 3 basic requirements:

  1. Must be a FERS career employee.
  2. Must have 18 months of creditable service.
  3. Must have a medical condition.

At Harris Federal Law Firm, it is our goal to provide federal employees all over the country with as much information as possible. If you have a question that you would like us to answer, please send us an email to hello@harrisfederal.com. Please call or email us to get your free consultation and case evaluation. We want to serve the federal community and help people just like you get the answers that you need to make a wise decision about your benefits.

Message us & find out if you qualify today!

  • This field is for validation purposes and should be left unchanged.

Recent Articles

6 Key Reasons Why Your Disability Retirement Application Was Denied

Have you recently applied for Federal Disability Retirement, only to receive a denial? The Office of Personnel Management (OPM) is denying more initial applications than ever. However, it's important to understand that a denial does not mean the end of the road for...

Federal Employee Resources

Our ever growing library of federal employee resources give you the knowledge you need to make smart choices about your future.


Frequently Asked Questions

Get the answers you need on-demand, from a team of federal employee benefits professionals.

View FAQ

Federal Benefit Webinars

Twice per month we host webinars to help federal employees better understand their benefits and answer their questions LIVE.

See Webinar Schedule

Benefit Guides

From guides to detailed charts, these educational resources will help clarify confusing federal employee benefits topics.

See our resources