A deferred retirement is one where you postpone the when you receive your annuity. This may be right for you if you are a former federal worker covered by FERS, and you want to apply for your retirement annuity. In this case, your annuity would begin at least one...
There are different retirements under FERS and they each have their own set of qualifications for eligibility. Voluntary retirement is the first type of retirement we will look at. This is generally what you think of when you think about retirement. Voluntary...
Creditable service seems pretty straight forward—your years of service with the federal government count towards your retirement. Still, there are several instances where this can become complicated. This post will only focus on creditable service under FERS....
When filling out your federal disability retirement application, you will be required to make critical decisions regarding your life insurance and survivor benefits. Though it may seem like opting into survivor benefits is a necessity, you will find that the survivor...
At Harris Federal, we have represented federal workers for over a decade. Something we have encountered, of which many federal employees are unaware, is that there are offsets for OWCP workers’ compensation wage loss and schedule award benefits with social security...
OWCP federal workers’ compensation is a completely different ball game compared to state workers’ compensation. Doctors’ are oftentimes justifiably hesitant to partake in a federal workers’ compensation case, because they don’t understand how the process differs from...
Federal workers who have suffered from a physical, work-related injury typically have no qualms with filing for OWCP workers compensation. Physical injuries are tangible, and are relatively easy to explain to family, coworkers and supervisors. Mental and emotional...
As the possibility of a government shutdown looms, federal employees find themselves navigating uncertain times once again. The potential consequences of a shutdown can be overwhelming and stressful. In this article, we will provide important guidance on what federal...
Pain is subjective. If you tear a rotator cuff in your shoulder or suffer from a back injury, the post-recovery pain may seem consistent but minimal. You may think “I’ll surely be able to continue working my strenuous job with the U.S. postal service or federal law...
Common OPM Denials At Harris Federal, we pride ourselves on our success rate. We have worked with federal employees for over a decade now, and our substantial tenure has allowed us to become adept to the various intricacies involved in the federal benefits system. We...
The Thrift Savings Plan (TSP) is a retirement benefit for federal workers, which is comparable to the private sector’s 401(k), except with significantly lower annual costs. Although the TSP is primarily meant for financial contributions to grow untouched until...
The majority of our clients initially come to us to pursue federal workers compensation benefits. They have suffered from a work-related injury, are occupationally disabled and need the benefits package to simply make ends meet. Federal workers compensation generally...
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