This is a question that we see all the time. Federal employees who are eligible for an early MRA+ 10 retirement wonder why they should go through the trouble of applying for Federal Disability Retirement when they could just retire now. But Federal Disability...
Federal Employee Benefits
How Federal Disability Retirement Affects Your Thrift Savings Plan
The Thrift Savings Plan (TSP) plays a significant role in your federal retirement. You have been investing in it for years and now you're hoping it adds to the financial security you need for the rest of your life. But what if you are disabled and must apply for...
How to Financially Prepare for Federal Retirement
Retirement can be stressful because there are so many decisions to consider. Many imagine lounging on the beach reading a good book. But this is just a fantasy if you do not properly plan for your retirement. Many federal employees don’t think about retirement until...
What Happens After Approval For Federal Disability Retirement?
Did you receive an approval for Federal Disability Retirement? Congratulations! Being approved for disability retirement can be bittersweet. On one hand, you’re in a position you never thought you’d be in. On the other, a new opportunity has arisen and now you must...
9 Reasons for a Federal Disability Retirement Denial
While discouraging, denials for Federal Disability Retirement are a common occurrence. When you submit your application to the Office of Personnel Management (OPM), a medical specialist will be assigned to your case to review any documents you have included. It is the...
Can I Reapply for Federal Disability Retirement?
Being denied for Federal Disability Retirement can be discouraging but don’t give up– you still have a lot of options for your future. If you were denied Federal Disability Retirement and missed the reconsideration deadline, you can reapply for Federal Disability...
Requesting Accommodation for Federal Disability Retirement
If you are a FERS federal employee who is considering filing for Federal Disability Retirement, it's important that you understand the reasonable accommodation process. This process is in place to help employees with disabilities continue to work and perform the...
8 Mistakes to Avoid When Filling out the 3112
The Standard Form 3112 serves as the necessary documentation in support of Federal Disability Retirement. Forms 3112A-E need to be completed in their entirety and submitted to the Office of Personnel Management (OPM) in order for an employee to submit an application...
Why Creditable Years of Service are so Powerful
When it comes to retirement, having creditable years of service is really important. The amount of years you have determines how close you are to being able to retire and how much money you will receive while you're retired. But did you know that you still gain...
Q&A – How Long is the entire Federal Disability Retirement application process?
Our recent webinar covered the Federal Disability Retirement Application Process. This is an especially important topic that brought up a lot of great questions during the webinar. Watch the webinar This article outlines some of those questions and goes in-depth into...
Q&A – Do I have to notify the OPM immediately of my approval for SSDI?
The Federal Disability Retirement process can be overwhelming, but it is important to stay well informed and make educated decisions. Our last webinar on Health and Life insurance while on Federal Disability Retirement brought up a lot of great questions that we are...
Q&A – Federal Disability Retirement vs. Social Security Disability
In this article we'll dive into some of questions we received during our recent webinar on Federal Disability Retirement vs. Social Security Disability and go into more detail with some of the answers. These common questions show just how difficult it can be to...
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