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Do you know which days are considered “the best days to retire”? Do you know what steps you need to take to begin the retirement process? This 2-part post will first look at which days are considered to be the “best days to retire” and why and then what you need to do...
When an agency decides to relocate an office, or the entire agency (this can be done for many reasons), can they force you, if you are employed by them, to relocate or risk losing your job? What options are available to you if you still want to keep your job without...
The Thrift Savings Plan program will increase the proportion of some investments in certain stocks with the hopes of growing the amount of money annuitants receive after they retire. Agency officials of the Federal Retirement Thrift Investment Board outlined a 15-year...
When you retire, your Thrift Savings Plan account may be the largest source of income you draw from. You’ll want to avoid these mistakes to ensure you maximize your retirement income. Keep Your Beneficiary Forms Updated It may be easy to forget about doing this, but...
Discontinued Service Retirement (DSR) is the only type of federal retirement that isn’t voluntary. You become eligible for DSR if you are separated against your will for reasons other than “misconduct or delinquency” and you meet the age and service requirements,...
The Office of Personnel Management released a new rule amending Federal Employee Health Benefits Program regulations to allow family members to be removed from existing Self Plus One and Self Plus Family enrollments. The new rules allow this to occur in certain...
While both costs of living adjustments and pay raises provide an increase in pay, they aren’t that similar. COLA’s These pay adjustments are available to retirees. They are a measure of inflation and paid automatically (they don’t need Congressional approval). COLA’s...
While the 2019 Cost of Living Adjustment amount won’t be available until mid-October, it is as good of as any to look at the possible COLA increase amount. Based on the current inflation trend, it’s very likely there will be a COLA increase in January 2019. CPI-W The...
The computation of basic annuity will vary depending on your length of service, High-3 salary, and in some cases, your position in the federal government. Your High-3 average pay is the highest average basic pay you earned during any 3 consecutive years of service....
There are many different types of retirements under the Federal Employees Retirement System and each has its own set of rules and requirements for you to be eligible for retirement. **This post will focus on the mainly just the age and service requirements for each...
Your Thrift Savings Plan account is where you can save the easiest for your retirement. And for some federal employees, this account balance can be quite large. It may seem enticing to dip into this account if you’re in need of extra money or to put a down payment on...
Several federal employees are saving money on their taxes simply by making smart choices with their FEHBP options. These choices include taking advantage of premium conversion benefits, where health insurance premiums are deducted on a pre-tax basis and participating...
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