Frequently Asked Question

What is Federal Disability Retirement?

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Federal Disability Retirement is a benefit that is built into a career federal employee’s FERS or CSRS retirement plans. The benefit allows federal employees to retire early due to an injury or disability that impairs their ability to perform at least one essential function of their job.

It’s important to note that the injury or disability does not have to be caused by their work but must have occurred or worsened during their employment.

There are 4 main factors of the benefit:

  • Monthly annuity payments
  • Additional Creditable Years of Service
  • Continued Health and Life Insurance
  • And, the ability to find a new job in the private sector

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