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What’s the Difference Between Retiring at 61 and 62?
Deciding when to retire can sometimes be a difficult decision. Your age, years of service, and your own personal situation come into play. Waiting until age 62 seems to be the norm for most, but is it really so costly if you retire at age 61, assuming you’re eligible...
Executive Order Signed to Boost Military Spouse Hiring
President Trump signed an executive order calling on federal agencies to better recruit military spouses, also tasking agencies with developing new strategies to remove barriers to spousal employment. The order doesn’t create new hiring incentives but says agencies...
Is a Refund on Your Retirement Deductions Worth it?
If you separate from federal service before you’re eligible to retire, you may be able to receive a refund on your retirement contributions until you are able to receive a deferred annuity. Although, there could be repercussions to doing so. To be eligible, you must:...
Eligibility Criteria for Social Security Disability and Federal Disability Retirement
No one wants to think about the idea of becoming disabled and no longer being able to work. Hopefully this will not become a reality for you, however, it’s important to understand the eligibility criteria for both Social Security Disability and Federal Disability...
Will You Have FEHB Coverage in Retirement?
You may be covered under the Federal Employee Health Benefits Program while you’re working in your federal position, but do you know if you’ll still be covered once you retire? The eligibility requirements are straightforward, however, it’s important to fully...
How Do You Chose the Correct Survivor Annuity?
When faced with retirement, whether voluntary or disability, you must ask (and answer) many questions. One of them, and maybe an unpleasant one, is “Which survivor annuity should I elect?” It may help to think of a survivor annuity like life insurance. The purpose of...
FMLA Leave and Federal Employee Rights
The Family Medical Leave Act requires all federal agencies to allow federal employees to take up to 12 weeks of unpaid leave per calendar year for any reason identified in 29 C.F.R. § 825: To care for an immediate family member (spouse, child, parent) with a serious...
Thousands are Forgetting a Step in TSP’s Blended Retirement System
The Federal Retirement Thrift Investment Board (FRTIB) administers the Thrift Savings Plan and they are saying more military service members are opting into the new blended retirement system each month, however, thousands are forgetting an important step. Around...
Telework: What Federal Employees Should Know
Telework is a subject that has mixed reviews, and because of that, federal employees are hearing many mixed messages. The Telework Enhancement Act of 2010 requires agencies to create a telework plan, fulfill certain requirements, and encourage the use of the program....
How are Federal Disability Retirement and Social Security Disability Related?
The Federal Employees Retirement System has 3 components: the FERS basic benefit, Social Security benefit, and the Thrift Savings Plan benefit. Because Social Security is one component, often it can be confusing how each one affects the other and how they are related...
What Do You Do When “What-Ifs” Happen?
One of the major “what-ifs” in life is that an unexpected and unanticipated health problem could derail your future retirement plans. Unfortunately, this has happened to many federal employees who, due to an illness or injury, are no longer able to perform their...
Remember to Document These 8 Facts When Filing for Federal Disability Retirement
The Office of Personnel Management requires a well-supplemented application for federal disability retirement. Merely being eligible is not enough. Evidence is key. Below are 8 facts you need to be sure you document when filing for federal disability retirement with...
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