Does Stress Make You Eligible for Federal Disability Retirement?

by | Jan 9, 2019

Last Updated January 18, 2023

stress

Stress is defined by Oxford Living Dictionaries as “a state of mental or emotional strain or tension resulting from adverse or demanding circumstances.” It’s found in every part of life, good or bad—marriage, divorce, working with others, doctor appointment, etc.

An eligibility requirement for federal disability retirement is having a medical condition (injury or illness) that prevents your ability to provide useful and efficient service in your current job with the federal government. It’s certainly true stress can make you ill and cause a host of medical or mental issues, but is stress alone enough to qualify you for federal disability retirement?

Maybe.

The main question here is if you were removed from your stressful environment, would you be able to perform your essential job duties efficiently? Would you “get better”? If the answer is yes, or probably, stress would not qualify you. On the other hand, if the answer is no, then you need to understand how to successfully prove your “situational disability”.

A situational disability is location specific, attributed to something or someone that only shows up at your workplace. The disability is NOT situational if it extends beyond the workplace and prevents you from doing ANY job in your agency.

These cases are especially hard to prove because it’s usually considered causally connected to something or someone, so merely removing yourself from that environment would essentially “cure” you. If you’re going to claim stress as your medical condition, be sure to include objective medical evidence connecting the stressor to your inability to perform your job duties.

If your stress is causing additional mental health conditions like anxiety or depression, that could further help your Federal Disability Retirement case. Learn more about applying for Federal Disability Retirement with a mental health condition.

If you think you fall into this category, give us a call at 877-226-2723 or fill out this INQUIRY form. We’d love to schedule you with a FREE consultation and get more information from you.

Message us & find out if you qualify today!

  • This field is for validation purposes and should be left unchanged.

Recent Articles

Resources for Transitioning from Active Work to Disability Retirement

Leaving a job isn’t just about packing up a desk and closing a chapter—it’s about stepping away from a piece of who you are. For federal employees, the transition from active work to Federal Disability Retirement can feel like losing a part of your identity. It’s...

5 Keys to Budgeting After Federal Disability Retirement

Opening a letter from the OPM and seeing the words, “Your Federal Disability Retirement application has been approved” is a life-changing moment. You’ve been waiting for months and now that you’ve been approved, it’s time to start preparing for your new future. But...

The 5 Best Federal Disability Retirement Application Tips in 2024

Navigating life with a persistent injury or illness is challenging enough. When your job adds to that struggle, it can feel overwhelming. But what if there was a path that could offer you relief and a fresh start? Federal Disability Retirement might be the solution...

Federal Employee Resources

Our ever growing library of federal employee resources give you the knowledge you need to make smart choices about your future.

FAQs

Frequently Asked Questions

Get the answers you need on-demand, from a team of federal employee benefits professionals.

View FAQ
Webinars

Federal Benefit Webinars

Twice per month we host webinars to help federal employees better understand their benefits and answer their questions LIVE.

See Webinar Schedule
Guides

Benefit Guides

From guides to detailed charts, these educational resources will help clarify confusing federal employee benefits topics.

See our resources